Part-ownership housing

Part-ownership housing is a form of housing in which the tenant first pays rent for the apartment and, after the rental period, has the right to buy the apartment outright.

Part-ownership housing can be built with state subsidies or private financing. Provisions on state-subsidised part-ownership housing are laid down in a separate Act, which entered into force on 1 March 2002. The terms and conditions relating to part-ownership apartments financed before this date are based only on the agreements between residents and producers of housing.

Resident selection for part-ownership housing produced with interest subsidy schemes is based on the same criteria as with state-subsided rental apartments.

More information

Jorma Pietiläinen, Senior Officer 
Ministry of the Environment, Department of the Built Environment, Local Environment and Housing 0295250228