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  1. Right-of-occupancy housing - Ministry of the Environment

    Right-of-occupancy housing Right-of-occupancy housing is an alternative for renting and owning a home. To have access to right-of-occupancy housing, a contract for this must be concluded and a certain part of the purchase price of the dwelling mus...
    https://ym.fi/en/right-of-occupancy-housing
  2. Rented housing - Ministry of the Environment

    Rented housing legislation Interest subsidies and guarantees The state supports the production of affordable and social rented housing by paying interest subsidies on loans taken out for this purpose and issuing a state guarantee for them. These l...
    https://ym.fi/en/rented-housing
  3. Part-ownership housing - Ministry of the Environment

    Part-ownership housing Part-ownership housing is a form of housing in which the tenant first pays rent for the apartment and, after the rental period, has the right to buy the apartment outright. Part-ownership housing can be built with state subs...
    https://ym.fi/en/part-ownership-housing
  4. Minister Multala’s roundtable: Homelessness is a complex problem - long-term, cross-sectoral cooperation needed to eradicate it - Ministry of the Environment

    Reducing homelessness and evictions requires more preventive work against homelessness and earlier identification of the risk of becoming homeless. Evictions, homelessness and ways to eradicate these were discussed at a roundtable organised by the Ministry of the Environment on 3 March. The discussions showed a good understanding of how complex the problem is. Homelessness is caused by a great variety of factors, which stresses the need for cooperation among different actors.
    https://ym.fi/en/-/minister-multala-s-roundtable-homelessness-is-a-complex-problem-long-term-cross-sectoral-cooperation-needed-to-eradicate-it
  5. Owner-occupied housing - Ministry of the Environment

    Owner-occupied homes The majority of Finns live in owner-occupied homes, though in recent years renting has grown more popular. Fewer first homes are being bought and the average age of first-time home buyers has risen. However, most of the people...
    https://ym.fi/en/owner-occupied-housing
  6. Government points out that housing policy falls within national competence - Ministry of the Environment

    20.4.2026 | The Government has submitted a Europe communication to Parliament concerning the European Affordable Housing Plan published by the European Commission on 16 December 2025. The Europe communication describes the main content of the plan and presents Finland’s opinion regarding it. Finland recognises the importance of a well-functioning housing market but points out that challenges related to housing vary a great deal between Member States.
    https://ym.fi/en/-/government-points-out-that-housing-policy-falls-within-national-competence
  7. Ministry of the Environment requests comments on changes to resident selection in affordable ARA housing - Ministry of the Environment

    4.3.2024 | The aim of the legislative amendments circulated for comments is to clarify the resident selection procedure for affordable state-subsidised dwellings. According to the draft government proposal, the amendments will make it easier especially for people who have fled from Ukraine to find a dwelling. Comments can be submitted until 12 April.
    https://ym.fi/en/-/ministry-of-the-environment-requests-comments-on-changes-to-resident-selection-in-affordable-ara-housing
  8. 159f85b6-1568-6571-ded2-2e2efbed0ab9

    16.1.2026 | Finland’s National Update Report on the Implementation of the New Urban Agenda in 2021-2025 Compiled by Emma Lappalainen, CEO, Finngroup Consultants 10/2025 2 (73) Contents 1. EXECUTIVE SUMMARY ........................................................
    https://ym.fi/documents/1410903/58486706/Finlands%20National%20Report%20on%20Impl.%20of%20NUA%202021-2025.pdf/159f85b6-1568-6571-ded2-2e2efbed0ab9?t=1768555202762
  9. Centre for State-Subsidised Housing Construction starts operating on 1 March – Interim Director appointed - Ministry of the Environment

    28.2.2025 | The operations of the Housing Finance and Development Centre of Finland Ara as an independent agency will end. Its tasks will be transferred to the Centre for State-Subsidised Housing Construction established in connection with the Ministry of the Environment, which starts operating on 1 March.
    https://ym.fi/en/-/centre-for-state-subsidised-housing-construction-starts-operating-on-1-march-interim-director-appointed
  10. 1

    4.4.2023 | Unofficial translation. Legally binding only in Finnish and Swedish Directive 2015/1535/EU of the European Parliament and of the Council (32015L1535); OJ L 241, 17.9.2015, p. 1 Decree of the Ministry of the Environment on the Acoustic Environment ...
    https://ym.fi/documents/1410903/35099218/Acoustic+Environment+of+Buildings.pdf/23723018-3e7c-f023-1d79-67694dd7e94e?t=1680607641605
  11. Income limits introduced for selection of residents to state-subsidised rental housing - Ministry of the Environment

    11.4.2024 | The Government has decided to introduce maximum income limits to the selection of residents to state-subsidised rental housing (rental housing of the Housing Finance and Development Centre of Finland Ara). The income limits will be applied both to the selection of new residents and to moving to another apartment. No income limits will be applied to rental housing intended for special groups. The maximum income limits will become applicable as from 1 January 2025.
    https://ym.fi/en/-/income-limits-introduced-for-selection-of-residents-to-state-subsidised-rental-housing
  12. 1

    4.4.2023 | Unofficial translation. Legally binding only in Finnish and Swedish Directive 2015/1535/EU of the European Parliament and of the Council (32015L1535); OJ L 241, 17.9.2015, p. 1 Government Decree on Accessibility of Buildings By decision of the Gov...
    https://ym.fi/documents/1410903/35099218/Accessibility+of+Buildings.pdf/56f06cd3-4a27-6ee3-e553-e35731ffa70b?t=1680607572789
  13. 1

    4.4.2023 | Unofficial translation. Legally binding only in Finnish and Swedish Directive 2015/1535/EU of the European Parliament and of the Council (32015L1535); OJ L 241, 17.9.2015, p. 1 Decree of the Ministry of the Environment on the Fire safety of Buildi...
    https://ym.fi/documents/1410903/35099218/848_2017+paloasetus+EN+.pdf/762b73fb-4d66-9a54-5954-ea852f2840e7?t=1680606060956
  14. ee85f7a4-0ef7-d489-a450-70a2469a2361

    11.11.2022 | Unofficial translation from Finnish. Legally binding only in Finnish and Swedish. Directive 2015/1535/EU (32015L1535) of the European Parliament and of the Council; OJ L 241, 17 September 2015, p. 1) Decree of the Ministry of the Environment on th...
    https://ym.fi/documents/1410903/0/YMa+k%C3%A4ytt%C3%B6turvallisuus+1007_2017+EN.pdf/ee85f7a4-0ef7-d489-a450-70a2469a2361?t=1668155648754
  15. Report: Safer, healthier and more environmentally-friendly apartments – and smaller - Ministry of the Environment

    15.9.2021 | VTT Technical Research Centre of Finland has studied how new apartments have changed in 15 years. Now the buildings are safer, healthier and more energy-efficient. Growing focus on small apartments has responded to the demand, but due to the smaller floor area homes have become more difficult to adapt to different needs.
    https://ym.fi/en/-/report-safer-healthier-and-more-environmentally-friendly-apartments-and-smaller
  16. Asiakirjamallipohja

    2.3.2022 | Summary: Finland’s Report on the Implementation of the New Urban Agenda Emma Hannula, CEO, Finngroup Consultants 11/2021 2 (26) Contents 1. Part 1 .......................................................................................................
    https://ym.fi/documents/1410903/40549091/NUA+Report+Summary_Finland.pdf/faefaf89-75f8-6dc8-cc4b-07062d8103c6?t=1646217234321
  17. Strong focus on nature conservation in the 2021 Budget - Ministry of the Environment

    16.9.2020 | The Government budget session confirmed that funding for nature conservation will stay at a record high level. Next year the funding targeted to nature conservation will be EUR 100 million higher than in the beginning of the government term. The funds will be used e.g. to implement the habitats protection, restoration and management programme ‘Helmi’ and the Forest Biodiversity Programme for Southern Finland (METSO).
    https://ym.fi/en/-/strong-focus-on-nature-conservation-in-the-2021-budget
  18. Combating homelessness turns to prevention – pilot for apartment insurance starts - Ministry of the Environment

    10.10.2016 | Combating homelessness turns to prevention – pilot for apartment insurance starts Ministry of the Environment Publication date 10.10.2016 4.00 Type: Press release The focus on reducing homelessness is turning to prevention in accordance with the p...
    https://ym.fi/en/-/combating-homelessness-turns-to-prevention-pilot-for-apartment-insurance-starts
  19. Government budget proposal for 2023 secures purchasing power, compensates price hike in electricity and strengthens conditions for sustainable growth - Ministry of the Environment

    1.9.2022 | The budget proposal for 2023 of Prime Minister Sanna Marin’s Government builds sustainable growth for the future, secures purchasing power and assists people with the hike in electricity prices. The budget proposal responds to the effects of Russia’s war of aggression and inflation, improves safety and security, security of supply, and energy self-sufficiency, and provides further investment in research and development and in the green transition.
    https://ym.fi/en/-/10616/government-budget-proposal-for-2023-secures-purchasing-power-compensates-price-hike-in-electricity-and-strengthens-conditions-for-sustainable-growth
  20. Asiakirjamallipohja

    1.3.2022 | Finland’s Report on the Implementation of the New Urban Agenda 2021 2 (139) EXECUTIVE SUMMARY PART 1: Transformative Commitments for Sustainable Urban Development 1.1 Sustainable Urban Development for Social Inclusion and Ending Poverty 1.1.1 Soci...
    https://ym.fi/documents/1410903/40549091/NUA+Report_FINLAND.pdf/faebd276-1078-698e-8a0b-b2e779644ce8?t=1646145920610
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